2026-01-18 07:31:09

Many people have experienced this dilemma: earning USD stablecoins while working abroad and wanting to send them home, but first having to sell the coins on C2C, which is cumbersome and time-consuming. When family members receive the funds, they still need to convert them into fiat currency to spend, going through multiple steps.

Actually, there is a smoother way. Use stablecoins directly for cross-border transfers, with zero fees and instant settlement—your family can receive and spend immediately, without any middlemen.

For example, in daily life. If you're working overseas and want to send money to your family, traditional methods require waiting for currency exchange cycles and incur significant fees. Convert to stablecoins? Instant transfer, and your family can directly use a card to buy coffee or shop online, just like using a regular savings card. There's no need to exchange money separately; idle stablecoin balances can be directly linked to payment tools.

This is the true use case of stablecoins—not hype, but a practical tool to simplify cross-border flows and daily consumption. For those who frequently travel internationally and have cross-border payment needs, it's no longer a future concept—it's happening now.

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TokenomicsShaman

· 5h ago

Wait, can my family really swipe their cards directly for purchases? It depends on which wallet is supported. --- Easy to say, but the key is that the domestic stablecoin ecosystem isn't that mature yet. --- This logic sounds good, but are the fees really zero? On-chain gas fees need to be considered. --- Damn, someone finally mentioned this. My mom keeps urging me to send money back every day. Traditional methods are really annoying. --- It sounds great, but what about the deposits and withdrawals before and after the transfer? That's the real trap. --- So it really depends on which chain you use. Some chains have ridiculously high fees. --- I don't really believe it. I always feel like I'll get scammed somewhere. Nothing is that perfect. --- Exactly, compared to Western Union's tricks, it's definitely better. --- The key is that someone has to accept it. Without a mature ecosystem, it's impossible. --- I'm overseas and really want to try, but my family probably won't use this at all.

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ApeShotFirst

· 5h ago

Damn, this is exactly what I wanted. Stop messing around with C2C.

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DAOdreamer

· 6h ago

Really? Can family members spend it directly once they receive it? That sounds a bit far-fetched; it might not be that smooth in real-world operation.

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MiningDisasterSurvivor

· 6h ago

I've been through it all. That wave of project teams running away in 2018 was just a scam—"zero fees, instant transfer." And what happened? On-chain lag, stablecoin decoupling, platform scams. In the end, it's still the retail investors taking the fall.

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ContractCollector

· 6h ago

Uh, this logic sounds good, but can it really be so smooth in reality? Is the wallet ecosystem over there really ready? To put it nicely, the liquidity of stablecoins still depends on the level of support in different regions.

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DarkPoolWatcher

· 6h ago

I've used it directly, and it is indeed fast, but the prerequisite is that my family also understands this system. Honestly, it's much more enjoyable than traditional remittances, but promoting it is a bit challenging. The idea is good, but how well do the domestic payment tools adapt? In practice, it's not that smooth; dealing with deposits and withdrawals is still troublesome. If you ask me, this is the true value of cryptocurrencies, not the hype. It sounds ideal, but in reality, not many people actually use it. It's okay, somewhat interesting, but what about the risk points? Just the good parts.

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