2026-01-18 08:23:41

Recently, discussions about the CLARITY Act have caused a huge stir in the entire crypto community. Public opinion is polarized, and market reactions have been very direct — the probability of passing on Polymarket has dropped from nearly 80% to around 50%.

Opinions in the crypto space are divided into two camps. One side believes "regulation is better than no regulation," while the other worries that the current version overly restricts stablecoin yields, DeFi compliance, and RWA (Real-World Asset on-chain). If legislation is written to include these, it could long-term freeze the entire industry's innovation space.

The real issue lies in the stablecoin yield clause. Traditional banking systems fear that high on-chain yields will pull a large amount of deposits away, which is the most intense opposition. Plus, there are concerns about the White House's public stance against certain major exchanges. If no consensus is reached on stablecoin yield issues, the White House might even withdraw its support for the entire bill.

The realistic assessment is that CLARITY won't die, but it has already become a stalled project. To pass smoothly, it will likely need to be reworked, with key clauses modified — making concessions on stablecoin yields, DeFi compliance flexibility, and RWA operational space. Otherwise, the bill is very likely to remain stuck in the short term.

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0xSleepDeprived

· 5h ago

The bank people are really getting anxious, afraid that on-chain profits will smash their gold mines. --- 50% pass rate... indicates there are still big problems unresolved. --- The broken project is indeed a mess; this bill is just spinning in the meat grinder of political compromise. --- If stablecoin yields get locked, it's all over; this is the core of the game. --- Once the White House's attitude changes, there will definitely be more surprises; don't be too optimistic. --- If DeFi gets truly locked down, innovation will be halved immediately. --- Falling from 80% to 50%, the market has already voted; CLARITY indeed has issues. --- Forget it, I no longer expect this version to pass; just see what it can be changed into. --- The contradiction between traditional finance and on-chain is so stubborn; how much room for compromise is there? --- If RWA gets truly stuck, the next bull market's momentum won't be as strong.

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MysteriousZhang

· 5h ago

80% drop to 50%, the bank folks are really panicking, afraid of being drained on the chain Staking yields for stablecoins definitely have to be compromised, or this bill will really fall apart Without White House endorsement, it's doomed. Right now, the situation is just waiting to renegotiate the terms Rather than fussing over whether there's regulation, it's better to see who's really holding things up Tinkering back and forth, in the end, it might still come down to that old saying: change, change, change, and talk, talk, talk

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MoonBoi42

· 5h ago

The banks have chickened out. Why be afraid of on-chain yields? Honestly, it's just traditional finance desperately holding onto its turf. --- 80% down to 50%, this emotional kill is really impressive. It feels like we're heading into another tug-of-war. --- The term "unfinished project" is used perfectly. CLARITY initially aimed for a one-step solution, but it ended up becoming a political bargaining chip. --- Yields on stablecoins are indeed a minefield. If the White House really withdraws its endorsement, it would be hilarious. The bill itself is still hanging in the balance. --- Having proper regulation is good, but this version is a watered-down one. Passing it now would make things even more complicated. --- It's really painful to see RWA being cut. It feels like the entire on-chain financial imagination has shrunk again. --- The rapid decline of Polymarket shows that even institutions aren't optimistic about this version passing. --- Making concessions, concessions, concessions—what's left in the end? After a few rounds of modifications, it just turns into a decoration.

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BetterLuckyThanSmart

· 5h ago

The bank people are really scared, afraid that the crypto circle will take all their deposits away. From 80 down to 50, the White House's attitude is definitely sending a signal. Instead of worrying about whether it can pass or not, it's better to see who is pulling the strings behind the scenes. After this round of turmoil, the bill will probably have to be redone ten times out of ten. The stability coin yield cap is essentially a vested interest group causing trouble. Even unfinished projects are like this; patching things up is the real story later on.

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