2026-01-18 08:27:02

Store of value and liquidity are two completely different paths.

Some see Bitcoin as digital gold—a scarce, decentralized, long-term store of value. As for Ripple (XRP), it’s more like the underlying infrastructure built for the global financial system, inherently designed to solve the pain points of cross-border transfers.

Interestingly, the demand for these two assets varies greatly among three types of players. Wall Street institutions prioritize practicality—they ask whether this can help them make money; banking systems care most about speed—being able to transfer funds in one second is a game-changer; governments and regulators, on the other hand, always focus on compliance and controllability.

This also explains why their market behaviors differ. One pursues long-term hedging properties, while the other targets instant settlement efficiency. Savvy traders are often not strictly choosing one over the other but instead flexibly allocate these assets based on market cycles.

BTC-0.39%

XRP-0.53%

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BtcDailyResearcher

· 5h ago

Talking about BTC and XRP again, it's the same old story, but there is some truth to it. Bitcoin is like a piggy bank, and XRP is like a courier; they are not the same at all. The ones who truly make money are never about taking sides; flexibility is the key. Institutions understand this very well—making money is the hard truth. The compliance talk is just for show. It sounds good, but when has the market ever really followed logic?

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LeverageAddict

· 5h ago

Hey, this analysis is a bit superficial. Can XRP really solve the pain points of banks? I'm skeptical.

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0xSherlock

· 5h ago

Bitcoin is digital gold, and Ripple is payment infrastructure? That's correct, but the ones who truly make money are always those who understand what to allocate during different cycles. The three types of players each have their own needs... Institutions want implementation, banks want speed, regulators want compliance. Honestly, no one can do without the others. The logic of store of value versus liquidity is indeed different, which is why you can't go all-in on one currency. Cycle rotation is the key. Real veterans never pick sides; they just seize whatever opportunities the market presents. If you ask me, those who understand this logic have already won more than half the battle.

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NightAirdropper

· 5h ago

Honestly, I haven't fully bought into the logic of XRP's infrastructure... Will banks really use it?

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AirdropHuntress

· 5h ago

The real issue is that the tokenomics design of Ripple's XRP... After research and analysis, every time institutions enter, there are large unlocks. This logic doesn't add up. Forget Bitcoin; the "infrastructure" narrative of XRP hasn't really materialized over the years, and banks are still using their own channels. So, don't be greedy. You still need to pay attention to the movements of these wallet addresses and see where the real funds are.

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