Using a bank card to shop in Paris is just spending. Now, by using Plasma One, the balance in your account generates over 10% returns every second, and that’s what we call wealth management.

The key point is that transfers are completely fee-free.

This is Plasma One’s real killer feature—it seamlessly integrates "saving, wealth management, and spending" into a single app. No complicated procedures, no coding knowledge required, ordinary users can start using it right out of the box.

From $XPL ’s overall layout, this goal is far more than just issuing tokens. The team aims to build a "native stablecoin banking ecosystem"—allowing users to earn wealth management returns automatically while using stablecoins for daily transactions.

This closed-loop logic is pretty powerful: traditional banks require you to save money to earn interest, but Plasma incorporates interest earning into the daily spending process. Who still wants to stick with that small amount of savings interest?

People who have experienced stablecoin wealth management rarely go back to traditional bank accounts.