Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.
Estimated price
1 XRP0.00 USD
XRP
XRP
XRP
$2.36
+10.93%
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How to Buy XRP(XRP) With USD?

Enter Amount
Select the XRP/USD trading pair and enter the purchase amount.
Confirm Order
Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.
Receive XRP(XRP)
After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

  • 1
    Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
  • 2
    Choose XRP & Payment MethodGo to the “Buy XRP(XRP)” section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
  • 3
    Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet — ready for trading, holding, or transferring.

Why Buy XRP(XRP) ?

What is Ripple? Cross-Border Payment Solution for Financial Institutions
Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.
Technical Architecture and Use Cases
Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.
XRP Supply and Value Drivers
XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP’s primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple’s partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.
Regulatory Risks and Centralization Debate
The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.
Reasons and Risks for Investing in XRP
Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP’s value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.
Skeptical Views and Alternative Perspectives
While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD
XRP
$2.36
+10.93%
Markets
Popularity
Market Cap
#4
$143.68B
Volume
Circulation Supply
$230.12M
60.67B

As of now, XRP (XRP) is priced at $2.36 per coin. The circulating supply stands at approximately 60,676,393,849 XRP, resulting in a total market capitalization of $60.67B, Current market capitalization ranking : 4.

In the past 24 hours, XRP’s trading volume reached $230.12M, representing a +10.93% compared to the previous day. Over the past week, XRP’s price +26.72%, reflecting continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3.65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS
XRP
Price
24h Percent Change
7d Percent Change
24h Trade Volume
Market Cap
Market Rank
Circulating Supply

What's Next After Buying XRP(XRP)?

Spot
Trade XRP anytime using Gate.com’s wide range of trading pairs, seize market opportunities, and grow your assets.
Simple Earn
Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.
Convert
Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

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Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?
Intermediate
GUSD Explained: A Stable RWA Investment Choice by Gate
Beginner
More XRP Article
XRP Price Prediction: On-Chain Transactions Surge—Can It Reach $2.40 by 2026?
Daily trading volume nears one million as XRP Ledger network activity hits a new record, with technical analysts charting a path toward $2.40.
A Strong Start to the New Year: US Spot Crypto ETFs Attract $670 Million in a Single Day as Institutional Capital Flows Back In
BlackRock’s Bitcoin Trust saw a single-day inflow of $287 million, leading a broad wave of capital recovery that started with Bitcoin and extended to Ethereum, Solana, and XRP.
Why Has XRP Failed to Hold Above $2? Technical Analysis Reveals Key Support Levels and Institutional Price Targets
The price chart for XRP on the Gate market page reveals a clear downward channel, with the price dropping from $2.10 in early December to around $1.85 by December 30.
More XRP Blog
XRP Price Analysis 2025: Market Trends and Investment Outlook
As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.
What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025
XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.
Potential Risks Associated with Using XRP for Financial Transactions
Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:
More XRP Wiki

The Latest News About XRP(XRP)

2026-01-06 07:29Gate News bot
XRP价格预测:若突破2.41美元阻力位,或再涨13%
2026-01-06 07:15CaptainAltcoin
为什么比特币 (BTC) 及其他加密货币价格上涨?
2026-01-06 07:15Gate News bot
从税损收割到避险需求:解读2026年初比特币上涨原因
2026-01-06 07:04Market Whisper
XRP新闻:周涨31%后买压持续,Ripple银行牌照传闻再添一把火?
2026-01-06 07:04TheCryptoBasic
Cardano 创始人表示 XRP 反弹只是回到它应有的位置,暗示更多上涨空间
More XRP News
XRP recently successfully broke through a three-month downtrend, and this rally is definitely worth paying attention to. The current price is around $2.380000, with an RSI of 77.3, showing a strong upward momentum, with bulls clearly in control.
From a technical perspective, support remains stable at $2.284800, resistance is at $2.475200, and the key breakout level is at $2.439500. If the price can effectively hold above the breakout point, it is entirely possible to open an upward channel toward $3.30. In the long term, reaching $5 by 2026 is not out of the question, but this requires the entire ecosystem to continue maintaining strength.
Regarding trading strategies, you can consider building positions gradually in batches, accumulating holdings step by step. Once the price confirms it has stabilized above $2.439500, you can add to your position to amplify profit expectations. However, risk management always comes first—if the price unexpectedly breaks below the support level of $2.284800, a decisive stop-loss should be implemented to avoid deep corrections.
In the short term, the target is first set at the psychological level of $3.30, while the medium term requires observing the market’s continued performance. XRP’s breakout is not a fluke; market sentiment and fundamentals are both improving, providing strong support for the bulls.
What are your thoughts on this level? Feel free to share your ideas and trading strategies.
DeFiAlchemist
2026-01-06 07:31
XRP recently successfully broke through a three-month downtrend, and this rally is definitely worth paying attention to. The current price is around $2.380000, with an RSI of 77.3, showing a strong upward momentum, with bulls clearly in control. From a technical perspective, support remains stable at $2.284800, resistance is at $2.475200, and the key breakout level is at $2.439500. If the price can effectively hold above the breakout point, it is entirely possible to open an upward channel toward $3.30. In the long term, reaching $5 by 2026 is not out of the question, but this requires the entire ecosystem to continue maintaining strength. Regarding trading strategies, you can consider building positions gradually in batches, accumulating holdings step by step. Once the price confirms it has stabilized above $2.439500, you can add to your position to amplify profit expectations. However, risk management always comes first—if the price unexpectedly breaks below the support level of $2.284800, a decisive stop-loss should be implemented to avoid deep corrections. In the short term, the target is first set at the psychological level of $3.30, while the medium term requires observing the market’s continued performance. XRP’s breakout is not a fluke; market sentiment and fundamentals are both improving, providing strong support for the bulls. What are your thoughts on this level? Feel free to share your ideas and trading strategies.
XRP
+11.15%
XRP's recent market movement is indeed fierce — just broke through the $2.4 level, with a 24-hour increase of over 12%, directly returning to the high since November last year. Traders are definitely excited yet conflicted, wondering if there is still an opportunity here.
From a capital perspective, the situation is worth paying attention to. The US spot ETF saw a net inflow of $46.1 million yesterday, with Bitwise and Franklin contributing nearly $30 million. More importantly, the total net asset value of XRP spot ETFs has surpassed $1.65 billion, with cumulative net inflows exceeding $1.23 billion.
What does this indicate? It’s not retail investors following the hype, but institutions deploying real capital. The continuous net inflow into ETFs is akin to opening a "high-speed highway" for XRP. As long as this channel remains operational, capital will keep flowing in, supporting the price's resilience and upward momentum.
On the news front, the fundamentals are leaning positive, and the sustained influx of institutional funds is a solid support. As for specific entry points and strategies, it’s still necessary to assess based on your own risk tolerance. Market opportunities are always present, but risks are also real — think carefully before chasing high.
TokenNewbie
2026-01-06 07:31
XRP's recent market movement is indeed fierce — just broke through the $2.4 level, with a 24-hour increase of over 12%, directly returning to the high since November last year. Traders are definitely excited yet conflicted, wondering if there is still an opportunity here. From a capital perspective, the situation is worth paying attention to. The US spot ETF saw a net inflow of $46.1 million yesterday, with Bitwise and Franklin contributing nearly $30 million. More importantly, the total net asset value of XRP spot ETFs has surpassed $1.65 billion, with cumulative net inflows exceeding $1.23 billion. What does this indicate? It’s not retail investors following the hype, but institutions deploying real capital. The continuous net inflow into ETFs is akin to opening a "high-speed highway" for XRP. As long as this channel remains operational, capital will keep flowing in, supporting the price's resilience and upward momentum. On the news front, the fundamentals are leaning positive, and the sustained influx of institutional funds is a solid support. As for specific entry points and strategies, it’s still necessary to assess based on your own risk tolerance. Market opportunities are always present, but risks are also real — think carefully before chasing high.
XRP
+11.15%
Ripple's recent performance has indeed attracted a lot of attention. The weekly increase is 31%, with continuous buying pressure, and now everyone is speculating on the next move.
From the numbers, it's quite straightforward—XRP's current price is $2.39, and the year-to-date gains have already far outpaced the mainstream coins of some leading exchanges. Its market capitalization has also surpassed many established coins, currently ranking as the fourth-largest cryptocurrency globally. This achievement is quite solid.
The underlying logic is also worth examining. The reserve of XRP on exchanges has fallen to the lowest point in the past 8 years, down 57% from October last year. Funds are continuously flowing out of exchanges, which usually indicates holders are locking their positions. Coupled with the tightening liquidity in the market at the end of the year, a price explosion seems almost inevitable. From the supply side, the reduction in reserves may not cause an immediate shortage, but in the long term, it is definitely favorable for the price trend.
However, there's a prerequisite—if Bitcoin experiences a correction, the entire market will have to follow suit, and XRP's rally will certainly not be immune.
Another important driver that cannot be ignored is the massive influx of ETF funds. On January 5 alone, spot XRP ETF saw a net inflow of $46.1 million. The two largest contributions came from funds issued by Franklin and Bitwise, with $21.76 million and $17.27 million respectively. This indicates that institutional investors' interest is really heating up. Throughout December, ETF fund inflows remained quite steady, enough to show that market recognition of this coin is changing.
MemeCoinPlayer
2026-01-06 07:30
Ripple's recent performance has indeed attracted a lot of attention. The weekly increase is 31%, with continuous buying pressure, and now everyone is speculating on the next move. From the numbers, it's quite straightforward—XRP's current price is $2.39, and the year-to-date gains have already far outpaced the mainstream coins of some leading exchanges. Its market capitalization has also surpassed many established coins, currently ranking as the fourth-largest cryptocurrency globally. This achievement is quite solid. The underlying logic is also worth examining. The reserve of XRP on exchanges has fallen to the lowest point in the past 8 years, down 57% from October last year. Funds are continuously flowing out of exchanges, which usually indicates holders are locking their positions. Coupled with the tightening liquidity in the market at the end of the year, a price explosion seems almost inevitable. From the supply side, the reduction in reserves may not cause an immediate shortage, but in the long term, it is definitely favorable for the price trend. However, there's a prerequisite—if Bitcoin experiences a correction, the entire market will have to follow suit, and XRP's rally will certainly not be immune. Another important driver that cannot be ignored is the massive influx of ETF funds. On January 5 alone, spot XRP ETF saw a net inflow of $46.1 million. The two largest contributions came from funds issued by Franklin and Bitwise, with $21.76 million and $17.27 million respectively. This indicates that institutional investors' interest is really heating up. Throughout December, ETF fund inflows remained quite steady, enough to show that market recognition of this coin is changing.
XRP
+11.15%
BTC
+1.03%
More XRP Posts

FAQ about Buying XRP(XRP)

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