The current market is fluctuating, and there are indeed fewer things to play with. The feeling of risking everything on the edge has become more intense. In the past, I would find some activities to pass the time, but now my mindset has changed. It's time to travel, celebrate the New Year, change my mood, and better prepare for the new battle in 2026💪

Previously, I used Ctrip's overseas version for travel, but recently I discovered they integrated TripleA, allowing direct purchase of flight tickets and hotels with stablecoins, which is much more convenient without the need to exchange currencies back and forth.

Interactive Brokers has also officially opened the option to recharge stock accounts using USDT or USDC.

This shows that U is being increasingly widely used, and the U card is also rising, just like the @Pan_Ecosystem@ card I have in my hand.

✅ The consumption amount is based on the bank's exchange rate, with virtual currency paid directly.
✅ Withdrawals support Hong Kong cards with instant到账, zero fees.

The Pan card now covers more scenarios and is becoming more everyday. Initially, it was mainly used in Korea, but now the US region is doing quite well. Besides daily living expenses, electronic payments are also convenient, including e-commerce or membership payments.

🧐 However, one thing to note is that in mainland China, small transactions incur small fees.

🪂 Using the Pan card for spending can also accumulate investment quotas, effectively allowing you to earn while spending.