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GM
I built KoboWise7
a budget and expense tracker made specifically for Nigerians.
Been working on this for a while and I'm finally putting it out.
Here's what it actually does:
You set your monthly income and budget, and it tracks every kobo you spend. It tells you how much is safe to spend per day without ruining your month not just your balance, but what you can actually afford after accounting for upcoming bills.
You can log expenses by category, see daily, weekly and monthly breakdowns, and it calls out your bad habits, like if you're spending way more on weekends, or your food bill randomly spiked this week.
For bills and subscriptions, it already has Nigerian prices loaded in Netflix, Starlink, Spotify, ExpressVPN and others. It counts down to when each one is due so nothing catches you off guard.
The AI coach is the part I like the most. You pick your tone, chill, strict, or savage. Savage mode will genuinely come for your neck if you're spending recklessly lol. It also has a "before you buy" tool where you type in something you want to buy and it tells you if you can actually afford it right now.
There's also a calendar heatmap that shows which days you spent the most, savings goals you can set and track, a discipline streak that breaks if you overspend, and envelope budgets where you can ring-fence money for specific things.
One important thing, your account is saved to the browser you signed up on. So log in from that same browser every time. Don't switch and wonder where your data went lol.
Try it and tell me what's broken 😭