[TP Academy④] Is your wallet a "museum" or a "trash can"?… Secrets to a never-loss investment portfolio

For investors wavering amidst the noise of the cryptocurrency market, ‘TokenPost Academy’ with 8 years of practical experience will provide true investment standards. We invite you to embark on a seven-stage master class journey that replaces ‘feelings’ with ‘data’ and ‘luck’ with ‘strength’. [Editor’s Note]

“Bitcoin, Ethereum, Ripple, Dogecoin, and ten other altcoins whose names you can’t pronounce…”

This is a common scene when opening a novice investor’s wallet. Buying the coins recommended by YouTube, the coins friends say are about to surge—before you know it, your wallet becomes a cluttered storage. During a bull market, it seems like you made some profit, but when a bear market hits and you see declines of -50%, -70%, you can only be forced to ‘hold on to it’. This is not an investment portfolio. It’s just ‘coin collection’.

◆ A football team with only 11 forwards is doomed to lose

Investing is like a football match. You need goal-scoring forwards (profitability), but without defenders (stability) to prevent losses and a goalkeeper (cash), failure is inevitable.

Successful investors adopt a ‘Core-Satellite(strategy’.

Core )Core(: A solid pillar that maintains the asset focus. Bitcoin )BTC( and Ethereum )ETH( fall into this category. Allocate more than 50% of your position to ensure that even in a crash, your account won’t evaporate.

Satellite )Satellite(: Forwards aiming to generate excess returns )Alpha(. Such as altcoins like Solana, Avalanche, or meme coins. Allocate only 20-30% of your position to seek high returns while controlling risk, so even if they fail, they won’t cause a fatal blow to your overall assets.

◆ Cash is not trash, but ‘options’

Many beginners cannot tolerate cash sitting idle in their accounts, so they invest 100% in cryptocurrencies )Full Investment(. But for experts, cash is the most powerful weapon.

There are always one or two irrational crashes each year. Those without cash will panic and sell at the bottom, while those holding 10~20% cash )will see the crash as a ‘discount sale’ and happily buy at low prices. Cash is not just paper; it’s the opportunity cost of being able to buy future assets at the lowest price.

◆ The magic of ‘rebalancing’: eliminate emotions, automate profits

An investment portfolio is not a one-time setup. When altcoins surge and their weight becomes too large, although you feel happy, the risk also increases. At this point, rebalancing (Rebalancing) is needed: sell some to lock in profits, and add Bitcoin or cash with smaller gains to readjust the proportions.

This simple process can automatically realize the core of investing—‘buy low, sell high’ (Buy Low, Sell High)—without emotional interference.

“Investing is not about prediction, but about response.”

Rather than guessing which coin will rise, it’s more important to build a system that won’t collapse regardless of the situation. Is your wallet a well-structured ‘museum’, or just a ‘trash can’ filled with clutter? Now is the time to check.

👉 [Strategy Development] What is the golden ratio suitable for my investment tendency? Asset allocation and rebalancing techniques that can maintain your mindset even in a bear market—please complete your learning in TokenPost Academy’s third stage: The Strategist.

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