Gate News message: On April 3, Lista DAO launched today the Dow E-Commerce Financing RWA Vault of Dow Protocol (RWA refers to Real World Assets, i.e., real-world assets). This Vault is built on the capability development of Dowsure, an e-commerce finance company under HSBC, with a term of 90 days and an APY currently at 10%. The Vault is supported by merchants’ accounts receivable and repayment cash flows from mature, leading global e-commerce platforms, providing merchants with a working-capital advance service for cash flow.
Merchant repayment discipline is jointly ensured by two core mechanisms: first, an automated repayment service routing mechanism in cooperation with the e-commerce platform, used to prioritize the collection of merchants’ incoming payments and to automatically deduct principal and interest upon the agreed schedule; second, a dual-locked account control mechanism, used to limit changes to the repayment route, verify control rights over the repayment accounts, and support the taking of corresponding protective measures in the event of overdue or default circumstances. What this Vault maps is not a revenue structure that merely sits in the incentive layer on-chain, but rather a cash-flow system that has been operating for a long time in the real commercial world and has been validated.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
Charles Hoskinson Launches Midnight With $250M in Tokenized Deposits From Monument Bank
Gate News message, April 25 — Charles Hoskinson, founder of Cardano, has launched Midnight, a privacy-focused blockchain project, with approximately $250 million in tokenized deposits from Monument Bank. The partnership represents a significant institutional collaboration aimed at integrating blockc
GateNews2h ago
JPMorgan ETF Trend Report: API-ification, Active Management at 83%, Tokenization Split into Two Paths—Synthetic and Native
JPMorgan Chase’s report highlights three major trends: 1) AP’s API automated trading accounts for about 50% of top-tier market traffic; 2) in 2025, actively managed ETFs make up 83% of new issuance, and are expected to become mainstream in 2026–27; 3) tokenization splits into two paths: synthetic (mirroring prices through derivatives) and native (issued on the blockchain). The report emphasizes improving transparency and governance with tools such as Athena, and monitors subsequent follow-through and the timeline toward formal productization.
ChainNewsAbmedia3h ago
Drift Product Lead Minh Don Plans Relaunch of Forked Exchange in May or June
Gate News message, April 25 — Drift Protocol's product lead Minh Don announced plans to relaunch the forked exchange in May or June, according to a statement made on the official Discord server. The team will spend several weeks optimizing the codebase, removing and adding features that, while
GateNews3h ago
Fluent Ethereum Layer 2 Mainnet Launches with BLEND Token and $50M Day-One Liquidity
Gate News message, April 25 — Fluent, an Ethereum-based Layer 2 network, activated its mainnet and launched its native BLEND token on Friday, April 25, bringing online a "blended execution" environment that enables applications written for different virtual machines to operate within the same
GateNews4h ago
SEALCOIN Launches Early Access Program 'Spacedrop' for Ecosystem Participants
Gate News message, April 25 — SEALCOIN has officially launched its early access program called "Spacedrop," designed to give users the opportunity to participate in the SEALCOIN ecosystem ahead of its full mainnet launch. Participants can engage with the platform by completing tasks, earning
GateNews5h ago
JPMorgan: Tokenization Will Transform Funds Industry, but Quality Use Cases Still Years Away
Gate News message, April 25 — Ciarán Fitzpatrick, JPMorgan's global head of ETF product and securities services, said tokenization should drive significant change across the entire funds industry, not just for ETFs. In a post released Friday, Fitzpatrick noted that experimentation with tokenizing ET
GateNews6h ago
