Gate News reported that on March 24, the Financial Stability Board (FSB) released its annual report, warning that US dollar stablecoins could exacerbate financial risks in emerging markets. The report noted that stablecoins and crypto assets have very limited practical applications in real economic sectors such as payments. The FSB called on regulatory authorities worldwide to continuously monitor the linkage risks between crypto assets and core financial markets. Additionally, the FSB stated that it will focus on digital innovation in the crypto asset sector, monitoring stablecoin system vulnerabilities, and cross-border payments in 2026.

XRP has not yet been classified as a financial instrument in Japan, and current regulations under the Payment Services Act still apply. The Japan Financial Services Agency has proposed reclassifying crypto assets by 2027 to strengthen oversight. The United States views XRP as a digital commodity, reflecting regulatory differences between the two countries. Investors should monitor how such developments impact XRP's potential value.

ECB's Piero Cipollone stated that the EU's tokenization market needs to meet three conditions: developing a digital euro to stabilize transactions, collaborating with enterprises to ensure market demand, and coordinating legal regulations to address cross-border obstacles. Once implemented, it is expected to accelerate market growth and drive financial innovation and capital integration.

MoonPay released the Open Wallet Standard (OWS) on March 23, an open-source wallet standard designed to provide a unified wallet standard for the AI economy, supporting multiple blockchains and adopting secure key management mechanisms. The standard has been launched on multiple platforms.

Franklin Templeton holds a significant position in XRP due to its practical utility needs in cross-border payments and tokenization markets. The company's launch of an XRP ETF and supporting legal frameworks demonstrate institutional gradual adoption of crypto assets. Despite recent price declines, whales continue to accumulate, market sentiment is warming, and XRP is expected to stage a rebound.

On March 23rd, the gold market experienced severe selling pressure, posting its worst week since 1983, prompting investors to reassess safe-haven assets. Analysis indicates that the gold price decline stems from concentrated position liquidation, with market drivers shifting toward liquidity prioritization. Rising bond yields have also triggered cross-asset selling, as institutional investors begin turning toward private markets and digital assets. The gold decline demonstrates that asset pricing mechanisms are changing in a liquidity-driven environment.

Gate News reported that on March 23, the IoTeX Foundation announced the official launch of a cross-chain bridge security incident compensation claims channel. According to previous reports, analysts noted that IoTeX private keys were suspected to have been compromised, with asset losses of approximately 4.3 million dollars; the IoTeX official statement indicated that on-chain attack losses were approximately 2 million dollars.

Gate News: On March 23, according to Gate market data, as of press time, TRIA (Tria) rose 33.5% in 24 hours, now trading at $0.04949; reaching a high of $0.0508 and a low of $0.0358, with 24-hour trading volume reaching $35.9272 million. Tria is a cross-chain routing engine with a self-custodial crypto neobank at its core. The platform enables users to spend, stake, and swap across 200+ chains—no gas, no seed phrases, no stress. One app, every chain, zero complexity. Tria provides multiple core features: users can spend digital assets through the Tria card in 150+ countries, supporting top-ups with over 1,000 tokens, with no custodial intermediaries.

Gate News: On March 23, according to Gate's market data, as of press time, RIVER (River) is trading at $30.34, up 19.13% in the past 24 hours, with a high of $32.00 and a low of $24.57. The 24-hour trading volume reached $53.1027 million. The current market cap is approximately $595 million, ranking 100th. River is the first chain-abstracted stablecoin system, connecting cross-ecosystem liquidity through omni-CDP technology. Users can deposit assets on one chain and natively mint satUSD stablecoin on another chain without requiring cross-chain bridges. satUSD is backed by over-collateralization from liquid staking tokens (LST) such as BTC, ETH, and BNB, supported through real-time liquidation, on-chain arbitrage, and five-layer risk control

PBoC Governor Pan Gongsheng stated at a forum that the central bank will promote high-level opening-up of the financial industry, deepen market interconnectivity, and facilitate foreign investment. He noted that renminbi internationalization has made good progress, with offshore holdings of renminbi assets exceeding 1 trillion yuan, and emphasized that the bank will improve cross-border use of the renminbi and financial infrastructure.