Odaily Planet Daily reports that Electric Capital partner Avichal Garg pointed out that as AI agents become more autonomous, developers are beginning to configure crypto wallets for them, enabling software to hold assets, pay for services, trade tokens, and even hire other AI agents. This trend is pushing blockchain technology into a new phase—building financial systems for “non-human entities,” but the legal framework remains significantly behind. He believes that with blockchain’s programmable funds, real-time settlement, and global accessibility, AI agents can not only make decisions but also independently execute transactions, forming software entities capable of “thinking and performing financial activities.”
Garg stated that this model is similar to the emergence of the limited liability company system in the 19th century, which unlocked new productivity thresholds for economic activity. As participation costs continue to decrease, more individuals and teams worldwide can leverage AI agents to create economic value.
However, the core issue remains the definition of legal responsibility. Since AI itself cannot be punished, it is still unclear who should be held responsible if an AI agent with an independent wallet participates in transactions, lending, or commercial activities and causes losses. This issue may become a fundamental topic that future regulators must address.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
Bitcoin price fluctuates but adoption hits new highs: institutions, banks, and countries accelerate BTC reserve deployment
February 25 News, financial services firm River's latest report shows that although Bitcoin prices have fallen about 50% from their all-time high, the global adoption rate of Bitcoin continues to rise in 2025. Institutions, banks, publicly listed companies, and sovereign funds are accelerating their BTC allocations, driving Bitcoin's gradual transition toward a mainstream store of value. The report indicates that the growth rate of Bitcoin trustworthiness has surpassed that of most traditional assets, and its adoption process remains in an expansion phase rather than entering a recession cycle.
Data shows that by 2025, institutions will hold approximately 829,000 BTC, including corporate balance sheets, government reserves, funds, and related financial products. Registered investment advisors have been net accumulating Bitcoin for eight consecutive quarters, with an average quarterly inflow of about $1.5 billion into related asset allocations over the past two years, demonstrating that long-term capital is continuously entering the digital asset market through compliant channels. Meanwhile, about 60% of large US banks are developing Bitcoin custody, investment, and payment-related products, benefiting from a clearer crypto regulatory environment.
GateNewsBot44m ago
XRP Ledger Questioned for "Centralization"? Ripple CTO Responds, Decentralization Controversy Heats Up Again
February 25 News, the debate over whether XRP Ledger (XRPL) is a centralized blockchain has quickly heated up in the crypto community. Justin Bons, founder and CIO of Cyber Capital, publicly questioned the decentralization of XRPL, arguing that its reliance on the Unique Node List (UNL) mechanism essentially makes it a "permissioned blockchain," deviating from the true permissionless crypto network concept.
Justin Bons pointed out that XRPL validators typically refer to recommended node lists published by a central authority. Deviating from this list could lead to network forks, thereby structurally creating potential governance centralization risks. He also categorized XRPL alongside networks like Stellar, Hedera, and Algorand as "permissioned architectures," emphasizing that blockchains not based on PoW or PoS consensus might be closer to an authority proof model (PoA), making it difficult to achieve full trust minimization.
GateNewsBot1h ago
After six years of setbacks, Meta's ambitions for stablecoins have taken a new turn
Meta plans to re-enter the stablecoin market in the second half of the year with a more cautious approach, opting not to issue stablecoins themselves but to seek third-party technical support. This move reflects lessons learned from the Libra failure and adapts to the new regulatory environment. The restructuring of cryptocurrency regulation in the United States offers the possibility of compliant operations, while the social platform's inherent payment scenarios also make a closed-loop payment system feasible.
TechubNews1h ago
TruStage partners with over 93% of American credit unions to pilot the stablecoin TSDA, launched in the first half of the year
Fintech company TruStage plans to collaborate with blockchain technology company Block Time Financial to launch the stablecoin TSDA (TruStage Stablecoin), which is pegged 1:1 to the US dollar. The pilot project is scheduled to launch in the first half of 2026, with extensive recruitment of credit unions to join. TruStage currently serves approximately 93% of credit unions in the United States.
MarketWhisper3h ago
Meta stablecoin making a comeback? Rumors suggest it will return in the second half of this year, with Stripe expected to become a pilot operator.
Meta plans to re-enter the stablecoin market in the second half of the year, hoping to pilot the operation with the help of payment platform Stripe. Despite the failure of the Libra project, Zuckerberg has shown an ambition to make a comeback. At the same time, Stripe is also considering acquiring the struggling PayPal, which could reshape the digital payments market.
CryptoCity3h ago
Circle joins the Agentic AI Foundation, with stablecoins becoming the cornerstone of the AI agent economy
Circle officially joined the Agentic AI Foundation (AAIF) on February 24, becoming one of 18 new Gold Members. AAIF also announced the addition of 79 new Silver Members, bringing the total membership to 146, and appointed AWS Developer Experience Director David Nalley as Chair of the Governance Committee.
MarketWhisper4h ago
