Flare and Xaman Enable One-Click DeFi Access for Over 2 Billion Idle XRP

• Flare and Xaman wallet collaborated to enable one-click DeFi access for XRP holders.
• The integration aims to unlock billions of idle XRP in the Xaman wallet.

Flare Network introduced a new one-click DeFi vault in collaboration with Xaman wallet, especially for XRP holders to simplify yield generation while eliminating complicated cross-chain steps, keeping users in full control of their assets.

According to the official update from Flare on February 26, it allows users to deposit XRP into curated DeFi vault strategies directly from their existing Xaman wallet with a single confirmation

The Architecture Behind Simplified XRP DeFi

The DeFi vault consists of three infrastructure layers. Initially, FAssets, a wrapped version of XRP (FXRP), allows it to interact with DeFi protocols on Flare. Secondly, Flare Smart Accounts enable users to initiate DeFi actions from XRPL wallets while executing via the Flare chain. Lastly, Xaman wallet provides a familiar UI that lets users sign transactions with their existing XRPL keys

A new standard for XRP yield.

With Flare Smart Accounts, you can now access fully onchain yield on @upshift_fi — directly from XRPL.

No new wallets.
No new keys.
No gas tokens.
No custody tradeoffs.
No cross-chain complexity.

Now live in @XamanWallet. pic.twitter.com/kQdu2gk9QO

— Flare ☀️ (@FlareNetworks) February 26, 2026

Further, the Flare DeFi vault spans multiple strategies, including lending, liquidity provision, and collateralized borrowing, that reduce reliance on one incentive program and maintain more stable returns, as these strategy is curated and risk-managed by Clearstar, which monitors positions and rebalances funds when necessary.

As a result, the yield generated is distributed in FXRP and can either be withdrawn or automatically compounded within the vault. Also, more than 60 million FXRP are now being used in structured products and staking programs. The token’s issued supply has exceeded 100 million, which shows that there is at least some willingness to use XRP instead of keeping it dormant.

Unlocking Idle XRP Capital Amid Market Volatility

With that, Xaman presently provides access to almost 2 billion XRP, demonstrating how much capital is sitting idle in the economy. Much of the XRP has yet to be used in DeFi, because putting XRP into decentralized finance requires multiple wallets, learning unfamiliar chains, handling gas tokens, and wrapping assets manually. This collaboration intends to remove these hurdles

Following this partnership, XRP is trading down in the last 24 hours, slides 2.96% and is trading at $1.40, as it is down more than 26% over a month. Despite continuous market volatility, the cooperation represents a strategic push and could potentially shape the next stage of XRP’s position in decentralized finance.

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